Living within your means

Meaning of course Living within what you can afford and not afford to do or buy, It's difficult to change your spending habits when your accustomed to being able to go out and just buy and not worry about what your spending or what you have spent, I know what that is like first hand just like i'm sure there are many others out there who are in the same situation were all trying to budget on a smaller budget than we had before we lost our jobs (due to lay offs, medical reasons or whatever the case may be), Having a smaller check is very stressful, most people can or are able to find another job but most aren't for those that aren't it can be a major strain on you and your relationship.

There are a lot of things that I have had to cut back on, and there are things you can't cut back on it's one of the tricks that they taught a group of us that went and had filed for the "B" word, they taught us in the group that you have to figure out what a need is versus a want and also if you need it and can't afford it that particular month then you will have to wait until the next month, and also if you can pay cash instead of using credit your better off too.

I'd like to hear about how you had to change your means of living when you lost your job, got sick, or whatever it was that happened. Maybe you can share your ideas and maybe we can see if that works for us as well.